Comments on: Motorcycle insurance

By: Kirk

Kirk — Thu, 01 Jun 2017 01:27:39 +0000

JC has been insuring vintage bones for a long time and they have a pretty good reputation. They don’t add a mileage rider or limit you to riding to and from shows. If the bike is your daily rider, than I would agree. But if you’re riding with a club/group or just out for a jaunt, you’re good. Mine definitely aren’t show bikes

And Mike, you simply haven’t been paying attention.

By: Nate

Nate — Tue, 16 May 2017 20:54:59 +0000

@Kirk
I got real excited by your price points and went straight to their site but as soon as I started a quote i noticed this little tidbit that you have to agree too: “I agree that my vehicle(s) will be used mainly in exhibitions, club activities, parades and other functions of public interest and will not be used primarily for the transportation of passengers or goods.”

All of my bikes at some point will carry passengers or goods; and are not show bikes. They are all riders. I think JC Taylor is not for the average guy w/ vintage bikes but it seems like they are for old man show bikes.

I can see now them denying a claim b/c i had “goods” on the bike. What classifies “goods”? Seems vague and like an easy way out for an insurance company to pay.

By: Mike Ashleigh

Mike Ashleigh — Tue, 16 May 2017 03:50:11 +0000

You guys are all delusional. Your bikes arent worth crap.

By: Kirk

Kirk — Tue, 16 May 2017 00:30:42 +0000

You should consider a company like JC Taylor. They were the first to start insuring vintage vehicles years ago. I insure my 1975 CB500T for an agreed value of $3k,my 1978 KZ750B for $2.7k for collision, $0 deductible comp, $300k in liability, and 24/7 roadside assistance, no annual mileage limit, for just a bit over $150/yr. Can’t beat it.

By: Ted

Ted — Mon, 15 May 2017 18:14:12 +0000

I’m glad you shared this info because I switched to Progressive back in December. The thing that sold me was the agreed-upon value. Let’s face it, a restored or modified bike lost would be devastating if your insurer only gave you Kelly Blue Book Value.

By: Steve

Steve — Mon, 15 May 2017 16:05:56 +0000

I put comprehensive on my Triumph. It was barely more than liability only. Totally worth it to not worry about it.

By: Nate

Nate — Mon, 15 May 2017 14:01:57 +0000

Good post. MC insurance is always a sweep under the rug after thought. I too went to progressive thanks to the agreed upon values. DCarr should chime in here w/ some more advice since this is his domain.